What Does Garage Keepers Cover

Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision.

What does garage keepers cover. In a nutshell garage keepers liability coverage aims to protect your business and your customer s vehicle if something unlikely happens while it is under your possession. The difference between garagekeepers and garage liability insurance. Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder. Check with our agents for more details on coverage.

Garage keepers liability coverage what you need to know. Garagekeepers liability coverage. Garage liability is not garage keeper coverage. This article is intended to enlighten those in the insurance.

When you drop off your car at an auto repair garage you do not only expect it to be fixed but you expect it to remain safe while in the custody of the garage keeper. What does garage keepers liability cover. The policy refers to the ownership maintenance or use of locations for garage business operations. Garage liability insurance is a policy that covers bodily injury or property damage caused by an incident out of garage operations.

A general liability policy does not cover damage to vehicles that do not belong to the insured party. This policy is comprehensive which usually means that anything other than collision or overturning the vehicle is covered. The terms garage liability and garagekeepers is an issue not only for clients but most agents and csrs also find it just as confusing. Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations.

A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. Additionally this policy is comprehensive meaning it will provide diverse coverage other than collision or overturn. What does a garage keepers insurance policy cover.